Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family.
As Your Agent, I Will:
Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Mary, Where do I begin to thank you for everyting you did to get St. Cloud closed! Count me among your many fans who marvel at your drive, enthusiasm and professionalism. I simply cannot imagine using ayone else to sell a house, particularly in this economy. Thanks for your hard work, your friendship and your professionalism.R. Beene, CEO, The Bakersfield Californian; Haggin Oaks Home Seller
Information deemed reliable, but not guaranteed. Copyright Bakersfield Association of REALTORS®, 2018. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bakersfield Association of REALTORS®. Information provided is for consumer\'s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This site will be monitored for \'scraping\' and any use of search facilities of data on the site other than by a consumer looking to purchase real estate, is prohibited. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Listing information last updated on 2018-11-14.